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California Choice |
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Anthem Blue Cross, HealthNet & Kaiser Choices
In 1996, CaliforniaChoice® introduced a new and effective way to meet the changing needs of employees at small California companies, while offering an effective program that would enable business owners to continue subsidizing benefits in the face of rising healthcare premiums.
The concept, known as a Defined Contribution Exchange, offers a solution that gives employers the advantage of cost control while achieving a higher level of employee retention through satisfaction. Employees can choose the health plan attributes that specifically fit their needs.
- Carrier selection
- Premium/benefit level
- Doctor network
- Formulary
- Voluntary vs. buy-up options
Traditional plans - HMO, PPO and POS
- Anthem Blue Cross of California (HMO and PPO)
- Health Net, Elect Open Access, Salud HMO y mas and Salud Mexico
- Kaiser Permanente
- Sharp Health Plan
- Western Health Advantage
Consumer Directed Options – HSA plans that save tax dollars
- Anthem Blue Cross of California
Rates - 2-50 Employee Group Plans
- Jan 2012 "HMO" Rate Guide (PDF)
- Jan 2012 "PPO" Rate Guide (PDF)
Ancillary Products
- Ameritas Group - Dental
- EPO / PPO: Plan 3500, 4000 or 5000 (PDF)
- Smile Saver
- Dental
- DHMO / Voluntary Dental: Plan 3000, 1000 or 3000
- First Dental Health - Dental
- FDH Access 100 (PDF)
- EyeMed – Vision (PDF)
- Landmark Healthcare – Chiro/Acupuncture (PDF)
- Assurity Life Insurance – Term Life (PDF)
Miscellaneous Links
California Choice Top News
Enrollment Guidelines
Required paperwork:
Employer Application (download)
Employee Application (download) for each employee and/or owner
SoleProprietor-Owner Statement (download)
Most recent DE9c (State quarterly payroll report)
Statement of Information (sample)
Copy of Articles of Incorporation
Business check for one month's estimated premium payable to the insurance company
Send to our office:
Health Plans Online, Inc.
31194 La Baya Dr. Ste. 201
Westlake Village, CA 91362
Submission Timeline:
It is ideal to submit all completed forms two weeks before the requested effective date to provide ample time for the carrier to underwrite and provide a group number.