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Education Center

We are in the business of making YOUR life easier. Helping you make the right choices starts with knowing what your choices are. A high-quality health plan does not have to equal high-cost. We want to educate you on options that can save you money, while still offering rich benefits. Click on the links below to learn more:

Health Savings Account (HSA)

- Can save vast amounts of money in monthly premiums. Simply choose an HSA-eligible high-deductible health plan, then open your HSA with our help. The money you save on premiums can be deposited, pre-tax, into your HSA account and used to pay for eligible medical expenses – including dental, vision, and other types of care not traditionally covered on a health plan. The HSA funds you don’t use remain in your account.

HSAs are especially good for:

  • Young people

  • People in good health

  • People who rarely utilize health care. Many HSA-eligible plans will cover preventive care before your deductible is met.

  • People who often utilize health care. By choosing a relatively low deductible, such as $1800, the rest of your medical expenses for the year could be covered at 100 percent. You will have saved enough on premium cost to more than make up for the deductible expenditure – plus your out-of-pocket costs will be pre-tax!

  • People who are looking for catastrophic coverage only
  1. Flexible Spending Account (FSA)

  2. Cafeteria 125 Plan and Premium-Only Plans (POP)

  3. Partial Self-Funding