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  • UnitedHealthcare (CA small group) Multi-State Guidelines

    UnitedHealthCare is modifying the CA Small Business 2-50 underwriting requirements as follows: 

    Per AB 1672, groups with 51% of the eligible employees employed in the State of California are considered guaranteed issue groups. 

    Groups with more than 49% of the eligible employees employed outside the state of California are considered non-guaranteed issue in California. These groups require health statements and are not eligible for the RAF promotion. 

    Underwriting will approve or decline these groups in accordance with the underwriting guidelines.

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