Since May of 2009, Blue Cross has had the follwing quarterly rate adjustments*:

• July 2009 – 0%

• October 2009 – 0% or slight decrease  

• January 2010 – 4.0%

• April 2010 – 4.7% 

July 2010 “Employee Elect”  

• PPO 1.4%  
• HMO 1.1%  
• CDHP 5.2%  

EmployeeChoiceTotal 3.5%  

BeneFitsTotal 3.5%  

Total Average Quarterly Increase: 1.9% 

There will be no benefit changes to current Small Group Medical Plans.

*These rate adjustments are averages and will vary by plan and region.