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  • Anthem Blue Cross of California – July 2010 Small Group Rate Action

    Anthem Blue Cross Small Group has announced their July 2010 medical rate action. The good news is that the total average quarterly increase is a modest 1.9% with no reduction in benefits. Below are the average medical rate adjustments effective July 1, 2010.    

    • EmployeeElect PPO plans will see a new business average increase of 1.4%
    • EmployeeElect HMO plans will see a new business average increase of 1.1% 
    • EmployeeElect CDHP plans will see a new business average increase of  5.2% 
    • EmployeeChoice plans will see an average new business increase of 3.5% 
    • BeneFits plans will see an average new business increase of 3.5%

     July – September Renewal Increases  

    The July through September renewal increases will vary greatly due to the rating changes Anthem Blue Cross has gone through in the past year. There has been a large variance by product and region, however, the average annual renewal increase for groups renewing during these three months is approximately 10%.

     Ancillary product changes  

    Dental:

    Small Group dental rates will have no rate increases with the exception of the Indian Tribes who will receive a 5% trend increase affecting approximately 1,000 members.

     Vision:

    The Blue View Vision and Vision Plus plans will be receiving either a rate pass or a $1.00 increase depending on the rating tier of each plan.   

     Vision benefit enhancements include: 

    • Transition lens coverage for both children and adults. Children under age 19 may purchase transition lenses at no copay and adults may purchase them for a $75 copay
    • Factory scratch coating on eyeglass lenses will now be standard coverage
    • Tiered pricing for progressive lenses and anti-reflective coatings

     Life:

    There will be no Life rate increases.

    This document is not intended to be authoritative, and its accuracy is not guaranteed. It is believed to be correct at the time of its printing. Any questions about official interpretations of the law should be directed to legal counsel.

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