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Health Plans Online, Inc.
Located at
31194 La Baya Drive, Suite 201
Westlake Village, CA.
Phone: 888-474-6627 http://www.healthplansonline.com/
Meeting Code:

Group and Individual Insurance Testimonials

“Gary is the consummate professional and entrepreneur. I have never met anyone as knowledgeable of the insurance industry and I am always impressed by the abilities of he and his team at Health Plans Online who always go the extra mile to properly educate customers and help them get the most appropriate health plan. I always look forward to working with Gary and highly recommend his services to others.”

June 27, 2009 Charlie O’Hearn, Owner, plexuscommunications.com

“Gary and his team developed from scratch a turn-key, comprehensive medical and dental program for our 700-person global company. The expertise and diligence of Gary and his team steered us through the insurance options and process making our program a success across the enterprise.”

Top qualities: Great Results, Expert, High Integrity

August 12, 2009 James Schultz
Hired Health Plans Online in 2007

“Gary and his team developed from scratch a turn-key, comprehensive medical and dental program for our 700-person global company. The expertise and diligence of Gary and his team steered us through the insurance options and process making our program a success across the enterprise.”

Top qualities: Great Results, Expert, High Integrity

August 12, 2009 James Schultz
Hired Health Plans Online in 2007

“I had the pleasure of working with Gary and his firm as he was leading the charge to spread the consumer directed movement to Southern California. Gary is a futurist yet practical professional and has an amazing ability to formulate a strong business proposition from something still in its infancy. A leader, honest, well spoken and honorable professional, it would be an honor to work with Gary again if the opportunity ever emerges! I highly recommend Gary be it as a broker, consultant or trusted business partner. He is a deeply principled and honest human being.”

June 23, 2009 Bonnie Yatabe, VP, Consumer Strategy, Pacific Region, UnitedHealthcare

“Gary is a seasoned professional and a top leader in his field. He and his staff have consistently provided excellent products and service to our business. They have been great communicators and have always acted in our best interest.”

Top qualities: Great Results, Expert, On Time

June 23, 2009 Art Hobba, CEO, Principal Based Enterprises

Hired Health Plans Online in 2006

“My dealings with Gary have been nothing but stellar. He is an expert in the area of Health Care Insurance and one of the most creative professionals that I have worked with. Gary has a passion for serving his clients and I highly recommend Gary to anyone who is interested in understanding their insurance options.”

Top qualities: Expert, High Integrity, Creative

June 23, 2009 Mark Clark

Retained Gary as a Business Consultant in 2008

“The critical test of a business insurance broker is understanding a client’s needs as well as price and product. Gary passes every test with flying colors. He’s ethical, reliable, and genuinely an expert in his field. I highly recommend Gary.”

Top qualities: Personable, Expert, High Integrity

June 23, 2009 Mike Balikian, Esq. BalikianLaw.com

Hired Health Plans Online in 2005

Healthcare News 



    SeeChange Health Reports Substantial Growth in Value-Based Businesses, Projects a 600% Increase in Revenue for 2012
    Innovative Provider of Value-Based Benefit Design Solutions for Employers Achieves 250% Growth Rate in SaaS-Based Health Solutions Business and 300% Growth Rate in California Health Insurance Business SAN FRANCISCO, CA–(Marketwire -01/24/12)- SeeChange Health (www.seechangehealth.com), an innovator in value-based benefit design solutions to improve health and reduce health care costs, today announced that the company’s growth [...]
    Health Insurance Information Provided By: Gary Whiddon
    Insurance Article is Classified As: SeeChange Health



    Anthem Blue Cross Small Group: April 2012 rate changes
    April 2012 Rate Change Overview: EmployeeElectTotal PPO 3.2% HMO 6.9% CDHP 12.8% EmployeeChoice – 7.9% BeneFits – 3.5% Total – 5.0% (These rates are for Small Group ONLY, the EmployeeElect 51-99 portfolio as well as the Small Group MHP compliant plans have slightly different rates than the Small Group portfolio.) *These rate adjustments are averages [...]
    Health Insurance Information Provided By: admin
    Insurance Article is Classified As: Anthem Blue Cross



    Help for your 2011 HSA, FSA or HRA tax filing: Publication 989
    Just released by the IRS, this pdf document will answer all of your questions regarding your 2011 tax filing for the following; Health Savings Accounts (HSAs) . Medical Savings Accounts (MSAs) Flexible Spending Arrangements (FSAs) . Health Reimbursement Arrangements (HRAs)
    Health Insurance Information Provided By: admin
    Insurance Article is Classified As: Health Savings Accounts - HSA



    IRS Issues Updated Guidance on W-2 Reporting
    On January 3, 2012, the IRS issued additional interim guidance on the W-2 reporting requirement that is part of health care reform. In this guidance, the IRS confirms that employers filing fewer than 250 W-2s are not required to report the value of health benefits. This guidance extends that relief until further guidance is issued. Additionally, [...]
    Health Insurance Information Provided By: Karin Korach
    Insurance Article is Classified As: Employer Plans



    Wellness Ideas to Reduce Employer Health Insurance Costs
    There are some new approaches to wellness that employers are starting to utilize to reduce their spending on health insurance premiums.  Some of the new ideas to reduce costs by using a wellness program include: 1. Employers may require that employees pass biometric screenings to receive discounts on their health insurance premiums. Those who don’t [...]
    Health Insurance Information Provided By: Karin Korach
    Insurance Article is Classified As: Employer Plans



    UnitedHealthcare (CA small group) Multi-State Guidelines
    UnitedHealthCare is modifying the CA Small Business 2-50 underwriting requirements as follows:  Per AB 1672, groups with 51% of the eligible employees employed in the State of California are considered guaranteed issue groups.  Groups with more than 49% of the eligible employees employed outside the state of California are considered non-guaranteed issue in California. These [...]
    Health Insurance Information Provided By: Gary Whiddon
    Insurance Article is Classified As: United Healthcare



    IRS Guidelines for W-2 Health Coverage Reporting
     The Patient Protection and Affordable Care Act requires employers to report the aggregate cost of employer-sponsored health coverage on the W-2 forms for their employees.  The IRS issued notice 2012-9, which includes some of the information below:  Exemption for small employers. Employers filing fewer than 250 Forms W-2 for the preceding calendar year are not [...]
    Health Insurance Information Provided By: Karin Korach
    Insurance Article is Classified As: Education



    2013 FSA Limits Announced
      Health care reform legislation imposed a new, $2,500 limit on annual contributions to health care flexible spending accounts (FSAs). This limit applies to all FSA plans in taxable years beginning after Dec. 31, 2012 — even plans grandfathered under other provisions of health care reform. Plans that currently allow a health care FSA election [...]
    Health Insurance Information Provided By: Karin Korach
    Insurance Article is Classified As: Cafeteria Plans - Section 125



    Anthem Small Group is getting tough on late payments
    Everyone forgets to pay a bill every now and then, so what? Suppose you are an Anthem small group employer and you receive your January 1, 2012 bill for your employee health insurance. California small group employers have always been accustomed to having a 30 day grace period past the due date to pay their [...]
    Health Insurance Information Provided By: Gary Whiddon
    Insurance Article is Classified As: Anthem Blue Cross



    How to Be a Slimmer Santa This Holiday Season
      Happy Holidays to everyone.  May you and your family enjoy the best in 2012!! In order to avoid the naughty list this season and possibly fit down the chimney, here are a few suggestions to avoid the tempting treats of the holidays:   1. Avoid all the candy, cakes and sweets that you may [...]
    Health Insurance Information Provided By: Karin Korach
    Insurance Article is Classified As: Health and Wellness